Official: BCRA — Payment-system regulations · BCRA — Regulations portal
Caja de Ahorro (ARS) supports personal savings and ARS transfers; Cuenta Corriente is used for business operations and may include a cheque book; USD accounts require additional criteria.
Exterior y Cambios consolidates FX communications; banks implement controls based on customer risk. Keep documentation for transfers and verify limit/authorization policies before initiating operations.
| Type | Use | Notes |
|---|---|---|
| Caja de Ahorro (ARS) | Personal savings; ARS transfers | CBU & alias; DNI/passport; address proof |
| Cuenta Corriente | Business operations | Cheques; stricter onboarding |
| USD account | Hold USD | Additional bank criteria |